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My Rates

Term
6 Months 3.00%
1 Year 2.89%
2 Years 2.64%
3 Years 2.59%
4 Years 3.09%
5 Years 3.04%
7 Years 3.89%
10 Years 4.29%
1 Year Open 5.80%
*Rates subject to change and OAC
AGENT LICENSE ID
142311
Ryan Cooper Senior Mortgage Consultant

Ryan Cooper Senior Mortgage Consultant

Verico Paragon Mortgage Group Inc.

Phone:
Address:
#227 5589 Byrne Rd, Burnaby, British Columbia

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It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.

BLOG / NEWS Updates

5 things that may need a closer look next time you buy a house

To help you protect that investment and find a safe, comfortable place for your family to call home, here is a list of some of the things you should look at before you buy a home, to make sure you wont end up having to pay for a lot of expensive repairs: Decks and porcheslook for signs of rotting wood, even under a fresh coat of paint. Soft spots or places where the wood is splintered could be a sign of more widespread damage. Electrical systemif you are buying an older home, find out if the electrical panel has been upgraded. If the service says 200 amps, it is an upgrade. A 60 or 100 amp panel has probably not been upgraded, and may not be enough to meet the electricity needs of your family. Floorswhat shape are the floors in? If the floors are hardwood, do they need to be sanded and refinished? Refinishing isnt very expensive, but it is easier if done before you move in, while the rooms are still empty. Heatingfind out how old the furnace is, and what kind of energy is used to heat the home. Natural gas is generally the least expensive option, but it is not available everywhere. Oil and electricity are common sources of energy in Canada but are more expensive, especially for a house with baseboard heaters. source: CMHC

Ten obstacles to getting the best mortgage rate

Anyone with a mortgage wants the lowest possible rate. But theres an array of requirements for snagging the best all-around deal, and some of them are counter-intuitive. Once people have chosen the term and rate type for their mortgage, they often find that rates for that same term can vary by a percentage point or more. Countless factors can keep borrowers from getting a rock-star deal. Here are 10 of them: 1. Rates vary by province Ontario usually has the most competitive rates in Canada, partly because it has the greatest number of competitors. People living in the Prairies or the East Coast, for example, often pay one-tenth to two-tenths of a percentage point more than folks in Ontario. Other examples: Home owners in Alberta sometimes have to put down more equity to get the lowest available rates (thanks to larger default risks in that province); borrowers in Manitoba have the cheapest six-month rates; borrowers in Quebec have some of the best 10-year rates. Click here to read the rest of the Top 10obstacles! Source: Robert McLister for The Globe and Mail

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