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AGENT LICENSE ID
145506
BROKERAGE LICENSE ID
BC-X030065 AB- 2117462727
Mardi Hassell Licensed Mortgage Professional

Mardi Hassell

Licensed Mortgage Professional


Phone:
Address:
203 - 125 Hwy 33 East, Kelowna, British Columbia

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Mortgages are unique, each and every one of them!  At any point in time, the real estate is different, the borrower's wages are higher or lower, expenses change.  Each application for a mortgage loan is reviewed individually by a lender's underwriter who checks off policy boxes.  Mortgage brokers work with many lenders daily, learning about their policy and rates.  It's important to have options that not only match your financial goals, but a mortgage that fits your life and builds your equity.  Informed choices.  Choices that put you in control of your equity.  There are lots of mortgage lenders, with different policies and promotions.. a mortgage broker can help match the right product, the policy, the property with the financial ability of the homeowner!


BLOG / NEWS Updates

Residential permits continue to trend down since March peak

Residential permits decreased 8.3% to $6.4 billion in August, the lowest level since March. Ontario and British Columbia drove most of the decline. Construction intentions for multi-family units fell 15.9%, largely reflecting Ontarios decline (-24.3%). This was despite the approval of high value condominium projects in the city of Toronto. In contrast, single family intentions were up slightly (+1.2%), led by a 15.7% gain in Quebec. Additionally, Newfoundland and Labrador (+0.7%) reported the first provincial increase in this component after six consecutive monthly declines.

Price growth continues to decrease in August

In August, the TeranetNational Bank National Composite House Price IndexTM was up 1.0% from the previous month. It is now the third consecutive month in which the monthly price increase is lower than the previous month (2.8% in May, 2.7% in June and 2.0% in July). The August index was led by six of the 11 constituent markets: Ottawa-Gatineau (2.1%), Hamilton (1.7%), Montreal (2.1%), Quebec City (1.3%), Winnipeg (1.3%) and Victoria (1.3%). Growth was equal to the national average in Halifax (1.0%), while it was more moderate in Vancouver (0.8%), Calgary (0.8%), Toronto (0.7%) and Edmonton (0.6%). This is the sixth consecutive month in which gains were observed in all regions included in the composite index. The slowdown in price growth can be linked to the slowdown in housing sales reported in recent months by the Canadian Real Estate Association. In fact, when analyzing the 12-month growth in the number of sale pairsused to calculate the 11 metropolitan indices, this is the first time in twelve months that they have not increased in all cities. Moreover, this slowdown in price is expected to continue in the coming months as the unsmoothed composite index adjusted for seasonal effects rose only 0.1% from July. Source: https://housepriceindex.ca/2021/09/august2021/

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TD Bank Scotia Bank First National MCAP B2B Bank Home Trust
Merix Equitable Bank RFA CMLS ICICI Bank Manulife
Attain Mortgage Haventree Bank HomeEquity Bank Lifecycle Mortgage Sequence Wealth One
Fisgard Capital Optimum RMG Mortgages Bridgewater Marathon Mortgages Vault