Lavinia Woodburn

Why Get Pre-Approved For A Mortgage Before House Hunting?

Your Considered A Serious Buyer - Your Real Estate agent will always consider you a serious buyer knowing that they are showing you homes you are financially able to purchase.

Negotiating Power - The seller will take your offer more serious knowing you have the financial backing to fulfill on the offer to purchase.

You'll Save Time - You'll save time by only seeing homes that you qualify for.

Budgeting - You will know how much your monthly payments will be, as well as your down payment requirement.

Rate Hold - If you decide on a fixed interest rate mortgage, you are guaranteed that rate for a 120 day pre-approval period. This protects you if interest rates rise during that period.

It's Free And With No-Obligation - That's right! Getting a mortgage pre-approval is completely free and you are never obligated to accept the mortgage.