Arlene Modderman and Carol Malloch

It pays to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But we are here to help!

We are independent, unbiased, trusted experts, here to help you with a home you love. 

We have access to mortgage products from over thirty lenders at our fingertips and work with you to determine the best product that will fit your immediate financial needs and future goals.

We save you money by sourcing the best products at the best rates – fron your first mortgage through every subsequent renewal.

So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — we can help you get the right financing, from the right lender.

We are local and here to help!  Greater Victoria, Saanich Peninsula, Salt Spring Island, Pender and Gulf Islands, Vancouver Island, BC.  Get in touch today!