On a better path. Starts, with your decision. Deciding that you want something better or different and aligning yourself with people who are going in a similar direction. We each have a path. When you choose, to make a choice, or allow things to happen by the influences of others, it is still a choice, and it will get you to a destination. Is that destination the right financial destination. That is the question.

Your path at times may be swayed by others and sometimes you feel in control of where you are going.

Set your goals.

Put your action plan together.

Follow your action plan.

Review your accomplishments.

Did you accomplish your goals?

All?

Some?

None?

The important thing is that you keep setting, reviewing, resetting and work to accomplish those goals.

Has your path been sidetracked by bad habits?

Did you know that when you use your credit card and lines of credit, and if you are not paying the balance off each month, by the due date, then you are going backwards.

Overspending is on the rise and so many people are in the same boat. I see and hear about people daily that are in the same situation. Heck our Canadian Federal Government cannot figure out how to live within a budget so how are we expected to live within ours. I know, I want to be better than that, so I am choosing to make better choices.

Most people need to take a serious look and assess where they are with their finances and get help.

There is no shame when you don’t have the knowledge. We all make mistakes, every one of us. Just put a stake in the ground and decide I want something different in my finances. What I have been doing is not the work to get me where I want to go now. Decide and then choose to get into a better position.

Reach out for help and find your tribe who are heading in the right direction. On a better path.

Melinda Baker Mortgage Broker M21000893 Verico The Mortgage Station 11707

Phone: 705-220-1608 melinda@themortgagestation.ca mortgageweb.ca/melindabaker