THINK OUTSIDE THE BOX:  Mortgage providers across the country have been busy chopping fixed rates in recent days following another steep drop in bond yields, which lead fixed-rate pricing.  “It’s still bad for borrowers looking at a substantial payment increase, but it looks today like—in the latter half of 2025 into 2026—they won’t be facing a rate that starts with a 6, but more likely a rate that starts with a 4.” Click here