THINK OUTSIDE THE BOX:  By leaning on their home equity, Bloom’s new solution offers customers a way to access funds for everyday expenses. Unlike the other cards in their wallet, however, they won’t receive a bill monthly. Instead, the funds are added to their mortgage balance. “A core thesis of Bloom is that the ability to access equity in their home in micro amounts is a bridge between whatever their income is, and whatever their income needs to be to deliver the type of retirement that they hope to live,” he says.  Click here to read article