Margo Wynhofen

One Mortgage Broker. Many Mortgage Solutions.

This is not just my tagline - it is also my longterm objective.  I treat every mortgage application that comes to me, not just as a one-time transaction, but as an opportunity to impress you, and earn your loyalty for years to come.

I truly believe that if I provide you with expert advice, courteous service, and access to many mortgage products and solutions, then I will earn trusted-advisor status, similar to a relationship that you might have with an accountant or a health professional.  The Greek philosopher Heraclitus was credited for noting that "The only thing that is constant is Change".  Throughout your life of home ownership, as your borrowing needs change, I would like to be the one constant who you can rely on for borrowing advice.

I am a full-time mortgage broker and REALTOR^® as well as a homeowner and real estate investor.  I believe that real estate ownership creates long-term wealth. My academic achievements include an Honours Bachelor of Arts Degree in Economics from the University of Toronto, as well as an Honours Post-Diploma in Financial Services Underwriting from Seneca College of Applied Arts and Technology, Toronto.  In April 2021, I completed the OREA Real Estate Salesperson Program.  I am registered with Royal LePage NRC Realty, Brokerage, in Grimsby.  My two elective courses for the OREA Program were "Real Estate Investment Analysis", and "The Commercial Real Estate Transaction".  You are right to assume that I love to learn - especially when the subject matter relates to real estate!

I served as President of the Independent Mortgage Brokers Association of Ontario in 2010 - 2011 (now known as CMBA Ontario), and also volunteered my time as a Director of this Association for several years. I am a top-producing broker within the VERICO Financial Group family of independently-owned brokerages across Canada. In 2023, I celebrated 17 years with VERICO Financial Group. I make it a priority to attend our industry events so that I can stay current, and these events provide me with opportunites to volunteer, sharing my 24+ years of industry experience with my peers. I am also a member of the Canadian Association of Private Lenders (CAPL).

In 2015, I became a certified Reverse Mortgage Specialist with HomeEquity Bank, which, at that time, was the only provider of reverse mortgages in Canada.  A reverse mortgage is marketed to Age 55+ homeowners.  In the past two years, more reverse mortgage providers have entered the market, and I am authorized to represent all of them.  I started hosting Reverse Mortgage Seminars and round-table discussion events for Niagara-area seniors several years ago, and these events are well-attended. 

I currently live and work in West Niagara, with a strong clientbase in the Greater Toronto Area as well as the Niagara region. As most of my business is derived from past-client referrals, I have helped families all over Ontario.

In 2021, I assisted more clients than in previous years with out-of-province purchases, as more employers embraced a remote work arrangement. I can now boast that I have several clients in the Atlantic provinces!  I do prefer to meet with new clients in-person the first time (especially a first-time homebuyer), but the pandemic has changed how we conduct business. At the start of the pandemic, all mortgage lenders introduced electronic signing of mortgage commitments and other supporting documents, and this has turned out to be a great time-saver for clients.  

I look forward to this opportunity to earn your business!

My Ongoing Commitment to our Many Community Charitable Organizations and Associations

I understand the importance of investing in the communities my clients call home. I was taught the importance of volunteerism and charity at a very young age, and, although I have less time at this point in my career to actively volunteer with the organizations that are so dear to me - like the Terry Fox Foundation, the Salvation Army, and the Grimsby Benevolent Fund, I am thankful that I can contribute financially for now, until my work schedule permits me to take a more hands-on role. Here are some of the organizations and associations that I've chosen to support: