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Buying your Dream Home requires a mortgage professional who understands cash flow. Mortgage solutions tailored to the unique needs of entrepreneurs, professionals, and high net worth individuals is key. As are solutions tailored to retired individuals seeking to access equity tied up in their home. A Mortgage Broker who has access to both the right lenders as well as top lending programs. A Mortgage Broker who also has a strong understanding of cash flow and a suite of options to potentially maximize cash flow.
There are generally two ways to get a real estate mortgage in Canada: From a bank or from a licensed mortgage professional. If you are purchasing, or refinancing, a higher end property, the right Mortgage Broker is vital. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to significantly more mortgage products. As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
A range of mortgage products available from an independent mortgage professional can include mortgages purpose-built for Canadians 55+ who do not have a regular income. If you are over 55 years old, there are cash flow solutions that provide the funds to help you downsize your current property or upgrade into a new home or buy a vacation property or buy a rental property or help a family member buy a home. These solutions can include reverse mortgages and specialty home equity lines of credit.
Whether you’re purchasing a home for the first time, purchasing a dream vacation property, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated decision with professional unbiased advice from an expert Mortgage Broker.
