Canadian consumers recognize that, between our healthy real estate market and easy access to affordable mortgages, it's a great time to invest in property. Buying or selling a home, however, involves many functions that can overwhelm even the most organized of us. To make the whole process less stressful, it's important to choose a support network of professionals to help you through the technical parts of home shopping. Included on your team should be:

        A Professional Real Estate Sales Representative. The benefits of having professional representation are priceless when it comes to knowing the market, and how to buy and sell your properties quickly and efficiently.

        A Lawyer. A real estate lawyer or notary protects your legal interests and will review all your paperwork before you sign. Find one early, so that he or she can evaluate any offers you may want to make before you put in your formal offer.

        A Lender. Before you even start house-hunting, let's sit down and review your financing needs. You will most likely benefit from a pre-approved mortgage, which will not only allow you to focus directly on the homes you know you can afford, but also makes your offer more appealing to a seller who is looking for a quick and smooth transaction. A pre-approved mortgage enables you to plan your home-buying and household budget up front, giving you and organized approach.

        Your pre-approved mortgage rate will be guaranteed for a set period of time. If interest rates rise during that time, you need not worry as your rate is set at the level you agreed to. If the rate falls before the mortgage funds are advanced, you will automatically receive the lowest rate available.

        For more tips on smooth home transactions, please call me at any time for a no-obligation discussion.